Disclosures

Financial Planning

Any advice in this publication is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.

Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) relating to that product.

Past performance is not a reliable guide to future returns.

The information in this document reflects our understanding of existing legislation, proposed legislation, rulings etc as at the date of issue. In some cases the information has been provided to us by third parties. While it is believed the information is accurate and reliable, this is not guaranteed in any way.

Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this document.

Cathrine Greven Authorised Representative  223013 and Greven Financial Services Pty Ltd ATF the Greven Financial Planning Trust ABN 28 264 047 833 Trading as Greven & Co is Corporate Authorised Representative 1286792 of Paragem Pty Ltd ABN 16 108 571 875 Australian Financial Services Licence 29726

Website: https://www.paragem.com.au/ | Email: info@paragem.com.au | Tel: (02) 8036 6490

The products and services offered by Pecaz Pty Ltd Trading as Greven & Co (incorporating Greven Accounting Services) ABN 94 060 805 683 are not authorised by Paragem Pty Ltd and Paragem Pty Ltd is not responsible for the advice and services provided by Pecaz Pty Ltd Trading as Greven & Co (incorporating Greven Accounting Services).